The Mortgage Lender (TML) has facilitated four separate deals amounting to £6.5 million. These transactions involved a diverse range of properties, each with unique and complex requirements, showcasing TML’s expertise in navigating intricate financial landscapes.

The cases included standard buy-to-let properties and Houses in Multiple Occupation (HMO) remortgages, each with its distinct structure and portfolio needs. The scenarios ranged from intercompany purchases and setting up new Special Purpose Vehicles (SPVs), to refinancing complex buy-to-let portfolios and transitions from personal to limited company ownership. In each instance, TML adeptly managed the requirements, aiding clients in raising necessary funds and moving forward with their subsequent projects.

Alice Baggott, a Business Development Manager at TML, brought her considerable experience in handling complex buy-to-let cases to these transactions. She was supported by TML’s dedicated portfolio team, who meticulously assessed each case to address its specific complexities. This approach extended to the underwriting process, with TML underwriters Rebecca Lunn and Diane McLoughlin employing a commercial approach to navigate the intricacies of all four portfolio cases.

Louise Apollonio, Head of Corporate Accounts at TML, emphasised the complexity of these transactions and the need for specialised expertise at each stage. She highlighted the collaborative efforts of the Business Development Managers, underwriters, and the portfolio team in successfully completing the refinancing for the clients. Apollonio praised the team’s ability to simplify the process for clients, reflecting TML’s commitment to effective and knowledgeable service.

Sy Nathan, Mortgage Manager at Dynamo, acknowledged the current market pressures on property transactions and the importance of reliable partnerships in such conditions. He commended the TML team for their proactive approach and dedication, which were instrumental in overcoming challenges and achieving positive outcomes for their clients. Nathan expressed gratitude for the team effort and the opportunity to collaborate with a lender as dedicated as TML.